Master Personal Finance Through Practical Learning

Join our comprehensive 12-month program starting September 2025. Build real financial skills through hands-on budgeting, investment planning, and debt management strategies that actually work in the real world.

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What You'll Actually Learn

Forget theory-heavy courses that leave you confused. Our program focuses on practical skills you can use immediately. We built this curriculum after working with hundreds of Australians who struggled with traditional financial advice.

Each month covers one core area in depth. You'll work with real numbers, create actual budgets, and build investment strategies based on your specific situation.

  • Monthly budget creation using real Australian cost-of-living data
  • Debt elimination strategies tested with actual case studies
  • Investment portfolio building with ASX and international options
  • Emergency fund calculations based on your personal circumstances
  • Tax planning aligned with Australian financial year requirements
Small group sessions: max 15 students

Learn From People Who've Been There

Our instructors aren't just qualified—they've personally navigated the financial challenges you're facing. Each brings real-world experience from different aspects of Australian financial planning.

Kaspian Torres

Debt Recovery Specialist

Paid off k in personal debt over 4 years while supporting a family. Now helps others create realistic debt elimination plans that actually stick.

Cordelia Nam

Investment Strategy

Built her first investment portfolio at 25 with just ,000. Specializes in low-cost index fund strategies perfect for Australian investors.

Thaddeus Pike

Small Business Finance

Launched three businesses in Darwin, including one spectacular failure. Teaches cash flow management and business budget planning from hard-won experience.

Minerva Clarke

Retirement Planning

Former financial adviser who got tired of selling products people didn't need. Focuses on superannuation optimization and realistic retirement goals.

Your 12-Month Learning Journey

Each phase builds on the previous one. By month six, most students have eliminated at least one major financial stressor. By graduation, you'll have a complete financial plan that fits your life.

Months 1-3

Foundation & Assessment

Start with a complete financial health check. Learn to track every dollar without judgment, identify spending patterns, and create your first realistic budget. Most people discover they're spending 0-500 monthly on things they don't remember buying.

Months 4-6

Debt Strategy & Emergency Planning

Tackle debt systematically using methods that actually work long-term. Build an emergency fund that makes sense for your income level. This is where most students start sleeping better at night.

Months 7-9

Investment & Growth

Learn to invest without losing your shirt. We cover ASX basics, international diversification, and how to ignore financial news that makes you panic. Start with amounts that won't stress you out.

Months 10-12

Long-term Planning & Independence

Put it all together with retirement planning, insurance reviews, and tax optimization. Graduate with a complete financial plan and the confidence to adjust it as your life changes.