General Information and Educational Purpose

The information provided by celorivandiq ("we," "us," or "our") on celorivandiq.com is for educational purposes only. All information on the site is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the site.

Our budget strategy materials, courses, and educational content are designed to provide general financial education and should not be construed as personalized financial advice. Individual financial circumstances vary significantly, and what works for one person may not be suitable for another.

Educational Content Limitations

The budget strategy information, worksheets, calculators, and educational materials provided through our platform are intended for informational and educational purposes only. These resources are designed to help users understand general budgeting principles and financial planning concepts.

• Our materials may not reflect the most current financial regulations or market conditions
• Examples used in our content are hypothetical and may not represent actual outcomes
• Results from using our budgeting strategies will vary based on individual circumstances
• We do not guarantee any specific financial outcomes or improvements
• Past performance of budgeting strategies does not indicate future results

Professional Advice Disclaimer

The information on this website does not constitute professional financial advice. You should not act or refrain from acting on the basis of any content included on our site without seeking the appropriate professional advice. We strongly recommend consulting with qualified financial advisors, accountants, or other financial professionals before making any financial decisions.

celorivandiq does not provide personalized financial advice, tax advice, investment advice, or legal advice. Our educational content should supplement, not replace, professional financial guidance tailored to your specific situation.

Accuracy and Currency of Information

While we strive to ensure that all information provided on our website is accurate and up-to-date, financial regulations, market conditions, and best practices in budgeting and financial planning change frequently. We make no guarantees about the accuracy, completeness, or timeliness of any information presented.

Limitation of Liability

In no event shall celorivandiq, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, punitive, consequential, or special damages whatsoever arising out of or in connection with your access to or use of our website, content, or services.

• We shall not be liable for any financial losses resulting from use of our educational materials
• No liability for decisions made based on information provided through our platform
• We are not responsible for any technical errors, interruptions, or delays in service
• No liability for third-party content or external links referenced on our site
• Maximum liability, if any, shall not exceed the amount paid for our services

"As Is" Provision

Our website and all information, content, materials, and services included on or otherwise made available through our site are provided on an "as is" and "as available" basis. We make no representations or warranties of any kind, express or implied, as to the operation of our site or the information, content, materials, or services included thereon.

To the fullest extent permissible by applicable law, we disclaim all warranties, express or implied, including but not limited to implied warranties of merchantability and fitness for a particular purpose. We do not warrant that our site, content, or services will be uninterrupted, timely, secure, or error-free.

External Links and Third-Party Content

Our website may contain links to external sites and third-party content that are not provided or maintained by celorivandiq. We do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.

These links do not imply a recommendation or endorsement of the views expressed within them. We have no control over the nature, content, and availability of those sites and take no responsibility for their content or availability.

Indemnification

You agree to defend, indemnify, and hold us harmless from and against any loss, damage, liability, claim, or demand, including reasonable attorneys' fees and expenses, made by any third party due to or arising out of your use of the website, breach of these terms, or violation of any law or the rights of a third party.

Changes to This Disclaimer

We reserve the right to modify this disclaimer at any time. Changes will be effective immediately upon posting on our website. Your continued use of our website after any changes constitutes acceptance of the new terms.

We encourage you to review this disclaimer periodically to stay informed about how we are protecting your interests and limiting our liability in connection with your use of our educational content and services.

Governing Law and Jurisdiction

This disclaimer shall be governed by and construed in accordance with the laws of the Northern Territory of Australia, without regard to its conflict of law provisions. Any disputes arising from or relating to the use of our website shall be subject to the exclusive jurisdiction of the courts of the Northern Territory of Australia.